Coastal Agency Benefits
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Licensed throughout California -
Fast and transparent communication -
In-house subject matter experts -
Broad spectrum of loan programs -
Best interest rate and terms on the market
Our expert team guides businesses through the seamless process of securing equipment financing, ensuring tailored solutions that align with specific needs and long-term objectives. With our authoritative market insights and strategic advice, businesses can confidently invest in the tools required to succeed in today's dynamic landscape.
Term Loan
Equipment loans provide access to essential technology or machinery without the immediate need for significant capital outlay, preserving liquidity and enabling more intelligent cash flow management. Additionally, these loans allow businesses to stay ahead of technological trends, ensuring they can upgrade to more efficient or advanced tools as they become available, thus maintaining a competitive edge. The structured repayment plans associated with equipment loans help businesses predict and manage their financial obligations more precisely.
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Preserve business liquidity
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Facilitate technology upgrades
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Predictable financial planning
SBA | 7(a) Loan
Equipment capital leases offer a strategic advantage for businesses seeking flexible and cost-effective ways to acquire essential assets. Unlike traditional purchasing methods, capital leases allow enterprises to utilize equipment without the immediate financial burden of outright purchase, effectively preserving working capital. By retaining the potential for eventual ownership under a capital lease agreement, businesses can ensure they have the assets needed to drive growth while managing resources efficiently.
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Preserve cash reserves
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Facilitate asset acquisition
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Flexible financial commitment
CMBS Loan
Equipment operating leases provide an effective solution for businesses aiming to optimize cash flow and maintain operational agility. Unlike capital leases, operating leases do not require ownership transfer and often include shorter terms, which allow enterprises to upgrade equipment frequently to stay at the forefront of innovation. This lease structure is particularly beneficial for companies in rapidly evolving industries where technological advancement is crucial and financial flexibility to preserve capital is required.
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Enhance cash management
-
Promote operational agility
-
Enable frequent equipment upgrades
Business Acquisition Roadmap
Connect with an advisor
- Determine your goals
- Assess your finances
- Create business plan
Get a letter of interest (prequalify)
- Complete loan application
- Select lender and program
- Review loan estimate
Hold steady
- Don’t apply for new credit
- Don’t change operations
- Don’t spend reserves
Underwriting
- Receive conditional approval
- Collateralize and guarantee
- Submit final documents
Closing
- Receive final approval
- Review and sign closing documents
- Funding
Our expert team guides businesses through the seamless process of securing equipment financing, ensuring tailored solutions that align with specific needs and long-term objectives. With our authoritative market insights and strategic advice, businesses can confidently invest in the tools required to succeed in today's dynamic landscape.
Term Loan
Equipment loans provide access to essential technology or machinery without the immediate need for significant capital outlay, preserving liquidity and enabling more intelligent cash flow management. Additionally, these loans allow businesses to stay ahead of technological trends, ensuring they can upgrade to more efficient or advanced tools as they become available, thus maintaining a competitive edge. The structured repayment plans associated with equipment loans help businesses predict and manage their financial obligations more precisely.
-
Preserve business liquidity
-
Facilitate technology upgrades
-
Predictable financial planning
SBA | 504 Loan
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
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Term: Up to 7 years over 25 years amortization
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Term: Up to 7 years over 25 years amortization
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Term: Up to 7 years over 25 years amortization
Capital Lease
Equipment capital leases offer a strategic advantage for businesses seeking flexible and cost-effective ways to acquire essential assets. Unlike traditional purchasing methods, capital leases allow enterprises to utilize equipment without the immediate financial burden of outright purchase, effectively preserving working capital. By retaining the potential for eventual ownership under a capital lease agreement, businesses can ensure they have the assets needed to drive growth while managing resources efficiently.
-
Preserve cash reserves
-
Facilitate asset acquisition
-
Flexible financial commitment
Operating Lease
Equipment operating leases provide an effective solution for businesses aiming to optimize cash flow and maintain operational agility. Unlike capital leases, operating leases do not require ownership transfer and often include shorter terms, which allow enterprises to upgrade equipment frequently to stay at the forefront of innovation. This lease structure is particularly beneficial for companies in rapidly evolving industries where technological advancement is crucial and financial flexibility to preserve capital is required.
-
Enhance cash management
-
Promote operational agility
-
Enable frequent equipment upgrades
Equipment Financing Roadmap
Connect with an advisor
- Determine your goals
- Assess your finances
- Create business plan
Get a letter of interest (prequalify)
- Complete loan application
- Select lender and program
- Review loan estimate
Hold steady
- Don’t apply for new credit
- Don’t change operations
- Don’t spend reserves
Underwriting
- Receive conditional approval
- Collateralize and guarantee
- Submit final documents
Closing
- Receive final approval
- Review and sign closing documents
- Funding
Our expert team guides businesses through the seamless process of securing equipment financing, ensuring tailored solutions that align with specific needs and long-term objectives. With our authoritative market insights and strategic advice, businesses can confidently invest in the tools required to succeed in today's dynamic landscape.
Term Loan
Equipment loans provide access to essential technology or machinery without the immediate need for significant capital outlay, preserving liquidity and enabling more intelligent cash flow management. Additionally, these loans allow businesses to stay ahead of technological trends, ensuring they can upgrade to more efficient or advanced tools as they become available, thus maintaining a competitive edge. The structured repayment plans associated with equipment loans help businesses predict and manage their financial obligations more precisely.
-
Preserve business liquidity
-
Facilitate technology upgrades
-
Predictable financial planning
Line of Credit
Equipment capital leases offer a strategic advantage for businesses seeking flexible and cost-effective ways to acquire essential assets. Unlike traditional purchasing methods, capital leases allow enterprises to utilize equipment without the immediate financial burden of outright purchase, effectively preserving working capital. By retaining the potential for eventual ownership under a capital lease agreement, businesses can ensure they have the assets needed to drive growth while managing resources efficiently.
-
Preserve cash reserves
-
Facilitate asset acquisition
-
Flexible financial commitment
SBA | 7(a) WCP Loan
Equipment operating leases provide an effective solution for businesses aiming to optimize cash flow and maintain operational agility. Unlike capital leases, operating leases do not require ownership transfer and often include shorter terms, which allow enterprises to upgrade equipment frequently to stay at the forefront of innovation. This lease structure is particularly beneficial for companies in rapidly evolving industries where technological advancement is crucial and financial flexibility to preserve capital is required.
-
Enhance cash management
-
Promote operational agility
-
Enable frequent equipment upgrades
SBA International Trade Loan
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
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Term: Up to 7 years over 25 years amortization
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Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
SBA | Export Express
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
Working Capital Roadmap
Connect with an advisor
- Determine your goals
- Assess your finances
- Create business plan
Get a letter of interest (prequalify)
- Complete loan application
- Select lender and program
- Review loan estimate
Hold steady
- Don’t apply for new credit
- Don’t change operations
- Don’t spend reserves
Underwriting
- Receive conditional approval
- Collateralize and guarantee
- Submit final documents
Closing
- Receive final approval
- Review and sign closing documents
- Funding
Our expert team guides businesses through the seamless process of securing equipment financing, ensuring tailored solutions that align with specific needs and long-term objectives. With our authoritative market insights and strategic advice, businesses can confidently invest in the tools required to succeed in today's dynamic landscape.
SBA International Trade Loan
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
SBA | Export Express
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
SBA | Export Working Capital
The monthly principal and interest payments remain the same throughout the life of the loan. With a 30-yearfixed-rate mortgage, your monthly principal and interest payments are lower than they would be on a 15-year fixed-rate loan.
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
-
Term: Up to 7 years over 25 years amortization
Export Financing Roadmap
Connect with an advisor
- Determine your goals
- Assess your finances
- Create business plan
Get a letter of interest (prequalify)
- Complete loan application
- Select lender and program
- Review loan estimate
Hold steady
- Don’t apply for new credit
- Don’t change operations
- Don’t spend reserves
Underwriting
- Receive conditional approval
- Collateralize and guarantee
- Submit final documents
Closing
- Receive final approval
- Review and sign closing documents
- Funding
Our expert team guides businesses through the seamless process of securing equipment financing, ensuring tailored solutions that align with specific needs and long-term objectives. With our authoritative market insights and strategic advice, businesses can confidently invest in the tools required to succeed in today's dynamic landscape.
SBA | 7(a)
Equipment loans provide access to essential technology or machinery without the immediate need for significant capital outlay, preserving liquidity and enabling more intelligent cash flow management. Additionally, these loans allow businesses to stay ahead of technological trends, ensuring they can upgrade to more efficient or advanced tools as they become available, thus maintaining a competitive edge. The structured repayment plans associated with equipment loans help businesses predict and manage their financial obligations more precisely.
-
Preserve business liquidity
-
Facilitate technology upgrades
-
Predictable financial planning
Capital Lease
Equipment capital leases offer a strategic advantage for businesses seeking flexible and cost-effective ways to acquire essential assets. Unlike traditional purchasing methods, capital leases allow enterprises to utilize equipment without the immediate financial burden of outright purchase, effectively preserving working capital. By retaining the potential for eventual ownership under a capital lease agreement, businesses can ensure they have the assets needed to drive growth while managing resources efficiently.
-
Preserve cash reserves
-
Facilitate asset acquisition
-
Flexible financial commitment
Operating Lease
Equipment operating leases provide an effective solution for businesses aiming to optimize cash flow and maintain operational agility. Unlike capital leases, operating leases do not require ownership transfer and often include shorter terms, which allow enterprises to upgrade equipment frequently to stay at the forefront of innovation. This lease structure is particularly beneficial for companies in rapidly evolving industries where technological advancement is crucial and financial flexibility to preserve capital is required.
-
Enhance cash management
-
Promote operational agility
-
Enable frequent equipment upgrades
Debt Refinance Roadmap
Connect with an advisor
- Determine your goals
- Assess your finances
- Create business plan
Get a letter of interest (prequalify)
- Complete loan application
- Select lender and program
- Review loan estimate
Hold steady
- Don’t apply for new credit
- Don’t change operations
- Don’t spend reserves
Underwriting
- Receive conditional approval
- Collateralize and guarantee
- Submit final documents
Closing
- Receive final approval
- Review and sign closing documents
- Funding